Your money.
Your language.
Your phone.
Send money. Buy airtime. Pay at restaurants. Get help with anything. All on WhatsApp. Free forever.
+27 63 071 8449 · wa.me/27630718449
Everything you need.
One number.
Money, vouchers, jobs, help — all in one place, all on WhatsApp.
Send money. Receive. Top up at any OTT outlet. Withdraw to your bank.
Scan a QR code and pay at restaurants and shops. No card. No app.
Airtime · Data · Electricity tokens · Food vouchers. Delivered instantly on WhatsApp.
Bet on real-world outcomes with your Moja balance.
Search thousands of vacancies. Build your CV. Get matched.
Save together with your group. Transparent. Automatic.
SA headlines · Sport scores · Your local weather. Daily.
SASSA · Home Affairs · Health. Real answers, instantly.
Write in your language. Moja replies in the same one.
Pay anywhere.
No card needed.
Scan a QR code at any Moja merchant and pay instantly from your wallet. No card machine. No app. Just WhatsApp.
Three ways to
load money.
Cash, card, or bank — whatever works for you.
Visit any spaza shop, petrol station, or retailer with OTT. Give your number. Pay cash. Reflects in seconds. 540,000 locations.
Find nearest outlet →Pay with any Visa or Mastercard. Money loads instantly via secure payment. No account needed.
Top up by card →EFT to our Capitec account. Use your phone number as reference. Reflects same day.
Get account details →How it works
Add +27 63 071 8449 to your contacts. No app. No registration. No data needed.
Pay, send money, buy airtime, find a job, or ask for help — in any language.
Money moves. Vouchers arrive. Answers come. All on WhatsApp.
Real conversations.
Real money. Real help.
Any language. Any question. Any time.
Try it now.
No signup. No download. Just type.
Accept payments in 10 minutes.
No card machine. No monthly fees. No contract. Your customer scans. You receive. Withdraw to your bank. 1% per transaction — less than any card machine.
Get your QR code →