Live now💳 Tap to Pay💰 Free wallet🌍 195 languages

Your money.
Your language.
Your phone.

Send money. Buy airtime. Pay at restaurants. Get help with anything. All on WhatsApp. Free forever.

Start on WhatsApp →

+27 63 071 8449 · wa.me/27630718449

Hello
Scroll
195 Languages540,000 Cash-in outletsFree foreverOn WhatsApp

Everything you need.
One number.

Money, vouchers, jobs, help — all in one place, all on WhatsApp.

💰
Moja Wallet

Send money. Receive. Top up at any OTT outlet. Withdraw to your bank.

💳
Moja Pay

Scan a QR code and pay at restaurants and shops. No card. No app.

🛒
Voucher Store

Airtime · Data · Electricity tokens · Food vouchers. Delivered instantly on WhatsApp.

🎯
Predict & Win

Bet on real-world outcomes with your Moja balance.

💼
Jobs

Search thousands of vacancies. Build your CV. Get matched.

🤝
Stokvel

Save together with your group. Transparent. Automatic.

📰
News & Weather

SA headlines · Sport scores · Your local weather. Daily.

🏛️
Public Services

SASSA · Home Affairs · Health. Real answers, instantly.

🌍
195 Languages

Write in your language. Moja replies in the same one.

NEW · Moja Pay

Pay anywhere.
No card needed.

Scan a QR code at any Moja merchant and pay instantly from your wallet. No card machine. No app. Just WhatsApp.

📱Scan the QR code at the till
💬WhatsApp opens — payment pre-filled
Reply YES — done in 3 seconds
🧾Both sides get a WhatsApp receipt
9:41●●● ▌▌
M
Moja
online
PAY TASTYBITES 150
💳 Confirm Payment Paying: Tasty Bites Sandton Amount: R150.00 Balance after: R87.50 Reply YES to pay · NO to cancel
YES
✅ R150.00 paid to Tasty Bites Ref: MJP-A4F2K1 New balance: R87.50 🧾 Receipt sent to merchant
Type a message

Three ways to
load money.

Cash, card, or bank — whatever works for you.

🏪
Cash at OTT Outlet

Visit any spaza shop, petrol station, or retailer with OTT. Give your number. Pay cash. Reflects in seconds. 540,000 locations.

Find nearest outlet →
💳
Card Top-Up

Pay with any Visa or Mastercard. Money loads instantly via secure payment. No account needed.

Top up by card →
🏦
Bank Transfer

EFT to our Capitec account. Use your phone number as reference. Reflects same day.

Get account details →

How it works

01
Save the number

Add +27 63 071 8449 to your contacts. No app. No registration. No data needed.

02
Send any message

Pay, send money, buy airtime, find a job, or ask for help — in any language.

03
Done

Money moves. Vouchers arrive. Answers come. All on WhatsApp.

Real conversations.
Real money. Real help.

9:41●●● ▌▌
M
Moja
online
BALANCE
💰 Moja Wallet Balance: R237.50 SEND · TOPUP · WITHDRAW · STORE
SEND R50 0821234567
Send R50.00 to 082 123 4567? Reply YES or NO
YES
✅ R50.00 sent! New balance: R187.50
Type a message
9:41●●● ▌▌
M
Moja
online
SASSA rejected my SRD grant again
I've got you 💚 SRD rejections are almost always fixable. Top 3 reasons: income above R624, linked bank issues, or ID verification errors. Which one applies?
They said means test failed
That means income was found linked to your ID. Let's appeal — I'll walk you through exactly what to do. ✅
Type a message

Any language. Any question. Any time.

Try it now.

No signup. No download. Just type.

M
Moja
Online · replies instantly
Hi! 👋 I'm Moja. Type anything below in any language — money, airtime, jobs, grants, or everyday life. I'm here to help.
02:25 AM
For restaurants & shops

Accept payments in 10 minutes.

No card machine. No monthly fees. No contract. Your customer scans. You receive. Withdraw to your bank. 1% per transaction — less than any card machine.

Get your QR code →
For organisations

The most measurable community investment in Africa.

Every conversation logged. Every language tracked. Every rand of impact verified and reported. Automatically.

Partner with Moja →
CHAT